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Net Worth Calculator

Assets: $0

Estimate the current value of your house (and other real estate you own).

How much money do you currently have in your checking account(s)?

How much money do you currently have in your savings account(s)?

How much money do you have in 401(k)s, 403(b)s, IRAs, or other retirement accounts?

Estimate the current value of your car (and other vehicles you own).

Estimate the value of any antiques, jewelry, stocks, bonds, business assets, etc.

Liabilities: $0

What’s the total amount you still owe on your mortgage (and other properties you own)?

How much credit card debt do you owe? Enter the total amount, not monthly payments.

Do you have any personal loan debt (i.e. family or friends, payday loans)?

Do you have student loan debt? Enter the total amount owed, not monthly payments.

How much do you owe on your vehicle(s)? Enter the total amount owed, not monthly payments.

List any other debts you owe (i.e. medical bills, business loans, HELOCs).

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    Make an investing plan with your retirement goals and the big picture in mind

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    Manage your investments and guide you in ways to help protect your nest egg

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What Are Assets?

Assets are valuable possessions that you own. This includes things like cash, retirement and investment accounts, vehicles and your house.

What Are Liabilities?

A liability is something that you’re responsible for. In the case of net worth, we’re talking about your financial debts. Liabilities are a drain on your net worth, so get them out of your life!

How Is Net Worth Calculated?

Start with what you own: cash, retirement accounts, investment accounts, cars, real estate and anything else that you could sell for cash. Then subtract what you owe: credit card debt, student loans, mortgages, auto loans and anything else you owe money on. Then boom—you’ve got your net worth.

How Can Something Be an Asset and a Liability?

You might notice that items like your house or car are both assets and liabilities. That’s because larger purchases take a while to pay off. The part you own is an asset, but the part you owe is still a liability because debt always creates risk.