Let's say you start the year by implementing some down payment saving ideas from each category we've discussed in this guide:

• You trim your budget and free up $9,000.
• You skip splurges or sell enough to pocket $4,500.
• You take on a fun side job that earns $7,500.

Guess what? You'll reach your down payment goal! Tackling all three of those areas would get you all the way to $21,000 over the course of a year. Who said it couldn’t be done?

Now you’re ready to get serious about looking for the right home.

Want to Save Time, Money and Stress?

Don’t let your down payment work go to waste! Nothing can ruin your dreams of smart homeownership faster than working with a really lousy real estate agent. That's why you should only work with the best.

RamseyTrusted® real estate agents are handpicked by our team for having track records of outperforming every other real estate agent in their area. Plus, they commit to regular coaching calls with our team to continue pursuing excellence.

A RamseyTrusted real estate agent will give you:

• Trustworthy advice: We only endorse agents who care about the people they serve. You can count on a RamseyTrusted agent to put your budget before their bottom line. 
   
• Negotiating power: The average RamseyTrusted agent closes more home deals than 90% of the agents in their area. They know what it takes to get you the best deal on a home you love. 
   
• A competitive edge: Beating other buyers to the punch can be tough depending on when and where you’re buying. RamseyTrusted agents have a mile-long contact list at the ready, giving you exclusive access to homes before they hit the market. 
   
• Excellent customer service: RamseyTrusted agents are great communicators and have experience serving home buyers in all sorts of situations. Whether your home-buying budget is tight or you just can’t find the right house, they’ve seen it all and will know how to help.