Want more real estate advice? We’ve got you covered! Check out Dave Ramsey’s new book and podcast, Real Estate the Ramsey Way. He’ll give you a clear plan to buy, sell and invest the right way and avoid costly mistakes—so you can navigate homeownership with confidence.

When facing high home prices and low wages, you’ve probably asked, “Will young people ever be able to afford a house?” The answer’s yes, but it’s not easy. So we interviewed multiple millennials to find out how they did it—and to prove that you can do it too! Here are some key takeaways:

• Be debt-free before you buy
• Shop away from popular areas
• Get a smaller starter home