Get organized and ready to buy a home you love—from setting a budget to saving a big down payment faster.
Your Step–by–Step Guide to Saving for a Down Payment
Believe it or not, saving for a home is possible—and you can do it too. Use our free guide to break down your goal into simple steps so you can buy your home faster and with confidence.
Track Your Down Payment Goal With Confidence and Ease
That down payment number might look big, but you’ve got what it takes to reach your savings goal. Our free EveryDollar budgeting app makes it easy to track your progress and stay motivated—so you can afford a home you love faster.
Need Renting Help?
Renting makes good training wheels for future homeowners. But it’s a bad long-term plan for your money. To help you make smart decisions while renting and preparing to buy, we gathered our best renter resources into one place. Here’s some of the advice you’ll find:
- When to rent vs. buy
- How much rent you can afford
- Renting mistakes to avoid
Ramsey Advice on Preparing to Buy
Real Estate Terms
The True Cost of Owning a Home
How to Budget for a New Home
How to Buy a Home That Makes You Money
3 Simple Steps to Pay Cash for Your Home
New! Real Estate the Ramsey Way
Want more real estate advice? We’ve got you covered! Check out Dave Ramsey’s new book and podcast, Real Estate the Ramsey Way. He’ll give you a clear plan to buy, sell and invest the right way and avoid costly mistakes—so you can navigate homeownership with confidence.
Monday, November 20
Why You Should Pay Off Your Home Early
Monday, November 13
How to Get Rich in Real Estate the RIGHT Way
Monday, November 6
How to Sell Your House Without Getting Screwed
Monday, October 30
These Mortgage Mistakes Could Cost You Thousands
Monday, October 23
This Stupid Housing Trend Could Leave You Houseless
Monday, October 16
So You’re Ready to Buy a Home (Now What?)
New! In–Depth
Home–Buying Course
Feeling lost about buying a house? We get it. The process can be overwhelming. That's why we created our new course, How to Buy a Home You Can Actually Afford. Dive deep with George Kamel, co-host of The Ramsey Show, and learn a proven plan to seal the deal on a home you love that fits your budget.
Find a Trusted Real Estate Agent
Choose from the only real estate agents in your area who are trained and trusted to serve you the Ramsey way.
Compare up to three local agents.
Pick the right agent for you.
Navigate the market with an expert by your side.
If you’re unsure, take your best guess.