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Resources for Preparing to Buy

Get organized and ready to buy a home you love—from setting a budget to saving a big down payment faster.

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Your Step–by–Step Guide to Saving for a Down Payment

Believe it or not, saving for a home is possible—and you can do it too. Use our free guide to break down your goal into simple steps so you can buy your home faster and with confidence.

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Down Payment Savings Guide
EveryDollar app

Track Your Down Payment Goal With Confidence and Ease

That down payment number might look big, but you’ve got what it takes to reach your savings goal. Our free EveryDollar budgeting app makes it easy to track your progress and stay motivated—so you can afford a home you love faster.

Need Renting Help?

Renting makes good training wheels for future homeowners. But it’s a bad long-term plan for your money. To help you make smart decisions while renting and preparing to buy, we gathered our best renter resources into one place. Here’s some of the advice you’ll find:

  • When to rent vs. buy
  • How much rent you can afford
  • Renting mistakes to avoid

Ramsey Advice on Preparing to Buy

How to Save for a House
Home Buying

How to Save for a House

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Real Estate the Ramsey Way book and podcast artwork

New! Real Estate the Ramsey Way

Want more real estate advice? We’ve got you covered! Check out Dave Ramsey’s new book and podcast, Real Estate the Ramsey Way. He’ll give you a clear plan to buy, sell and invest the right way and avoid costly mistakes—so you can navigate homeownership with confidence.

Why You Should Pay Off Your Home Early

Why You Should Pay Off Your Home Early

Monday, November 20

Monday, November 20

Why You Should Pay Off Your Home Early

How to Get Rich in Real Estate the RIGHT Way

How to Get Rich in Real Estate the RIGHT Way

Monday, November 13

Monday, November 13

How to Get Rich in Real Estate the RIGHT Way

How to Sell Your House Without Getting Screwed

How to Sell Your House Without Getting Screwed

Monday, November 6

Monday, November 6

How to Sell Your House Without Getting Screwed

These Mortgage Mistakes Could Cost You Thousands

These Mortgage Mistakes Could Cost You Thousands

Monday, October 30

Monday, October 30

These Mortgage Mistakes Could Cost You Thousands

This Stupid Housing Trend Could Leave You Houseless

This Stupid Housing Trend Could Leave You Houseless

Monday, October 23

Monday, October 23

This Stupid Housing Trend Could Leave You Houseless

So You’re Ready to Buy a Home (Now What?)

So You’re Ready to Buy a Home (Now What?)

Monday, October 16

Monday, October 16

So You’re Ready to Buy a Home (Now What?)

Real Estate Advice Straight to Your Inbox

It’s always good to keep your finger on the pulse of real estate trends so you can make informed decisions. Enter your email to get monthly content that’ll help you navigate the housing market with confidence.

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New! In–Depth
Home–Buying Course

Feeling lost about buying a house? We get it. The process can be overwhelming. That's why we created our new course, How to Buy a Home You Can Actually Afford. Dive deep with George Kamel, co-host of The Ramsey Show, and learn a proven plan to seal the deal on a home you love that fits your budget.

If you’re unsure, take your best guess.

Are you a real estate agent? Join our program!

Find a Trusted Real Estate Agent

Choose from the only real estate agents in your area who are trained and trusted to serve you the Ramsey way.

Step 1

Compare up to three local agents.

Step 2

Pick the right agent for you.

Step 3

Navigate the market with an expert by your side.

If you’re unsure, take your best guess.

Are you a real estate agent? Join our program!