Best Places to Live in Maryland

One of the original 13 colonies, Maryland has been a part of some of the most important events in American history. In fact, the state’s nickname, the Old Line State, was coined by George Washington after seeing Maryland soldiers fight bravely in the Revolutionary War.

That can-do fighting spirit continues in Maryland to this day—whether Marylanders are working hard for their families or rooting for the local sports teams. If you’re reading this, chances are you’d like to join them in those cheers. Maybe you just got a job in Washington, D.C., but want to live in a less hectic location close to work. Or maybe you’ve done the whole hard work thing and are looking for a nice, peaceful place by the water to hang your hat in your golden years. Maryland has all that and more!

So let’s take a look at the best places to live in Maryland.

An Intro to the Old Line State

Squeezed between four states (Virginia, West Virginia, Delaware and Pennsylvania) and Washington, D.C., Maryland’s unique geography makes for a state that can satisfy any lifestyle preference—because of its diverse landscape, Maryland is often called Mini-America. The panhandle to the west is more rural, with lots of wide-open spaces. And the coastal areas like the Eastern Shore offer afternoon breezes and beautiful beachside views.

Maryland is centrally located on the East Coast and several of the region’s biggest cities (Philadelphia, New York, Boston, etc.) can be reached by car in a few hours—even faster if you’re flying out of one of the three major international airports in or near the state.

While Maryland may look small, its cities are very spread out. So you’ll need a car to get around—especially outside the two large metro areas of Baltimore and Washington, D.C. Speaking of which, most of Maryland’s 6.2 million residents live in those metro areas. That means a lot of people in a small space, which means traffic. While not as bad as, say, New York City, both of Maryland’s metro areas are in the top 10 worst traffic areas in the country.¹

Another thing to prepare for is taxes. Maryland is consistently among the highest taxing states in the country.² And it’s not just the greatest hits like income (2–5.75%), sales (6%), gas (47 cents per gallon) and property taxes.^3,4 There’s also a rain tax in some municipalities (yep, you read that right), as well as a statewide vehicle tax and an alcohol tax.^5,6 But the state government is nice enough not to tax essential food or medicine and there’s a week in August where clothes aren’t taxed.^7,8 Yay?

But it’s not all traffic and taxes. Like we said, Maryland is a beautiful place with green forests and peaceful beaches. Marylanders experience all four seasons—with mild winters and humid and buggy summers. Most Marylanders say that nothing beats the spring and fall in the Old Line State. Maryland also has a booming economy and has become a hub for computer technology and cybersecurity (thanks to its proximity to D.C.). And the food scene is a reflection of the state’s mixture of cultures. The Maryland blue crab is a favorite, and don’t be surprised if you find yourself invited to a neighborhood (or citywide) crab feast. That’s where Marylanders really come together (don’t forget the Old Bay seasoning too).

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And one more thing . . . all “best places” lists are subjective, including this one. While we did use some data (population, home and rent prices, etc.), a “best place to live” remains purely opinion and will ultimately depend on your personal likes and dislikes. We also got the inside scoop from some former Marylanders to make our list even more authentic.

Like we said, most Marylanders live in the Baltimore and D.C. metro areas, so we’ll be grouping our picks within those regions—giving you a few of the best options in each for any budget and preference.

The Best Places to Live in the Baltimore Metro Area

The title of most urban area in Maryland belongs to Baltimore. It’s the state’s most populated city and is one of the few independent cities in the country (meaning that it’s self-contained and not under any county’s control). Baltimore is one of the industrial powerhouses of the East Coast—specializing in manufacturing, logistics/transportation, and health care.⁹ For that last one, Baltimore is home to the Johns Hopkins Hospital and University of Maryland systems, two of the most admired medical research facilities in the world. You can also find headquarters and hubs for companies like Under Armour and Amazon in the Baltimore area.

Much of Baltimore’s charm comes from its waterfront. Located on the western shore of the Chesapeake Bay at the mouth of the Patapsco River, Baltimore has been an important port city since its founding in the 1700s. There’s history all around, including Fort McHenry—where a battle in 1814 inspired Francis Scott Key to write our national anthem (please rise). The Inner Harbor is where a lot of the city’s arts and culture scene takes place. Walking along the brick promenade, you’ll find shops, restaurants and museums like Maryland Science Center and the National Aquarium. And just blocks away from there are the home fields of both the Orioles (MLB) and the Ravens (NFL).

But we have to level with you. Baltimore may be the biggest city in Maryland, and it may have a lot of history and fun things to see and do, but it’s also a very dangerous city. In fact, Baltimore is now the deadliest large city in the country, with the highest per capita murder and robbery rates.¹⁰ So we can’t say that Baltimore itself is a great place to live, but there are so many good cities and suburbs surrounding it that Baltimore can make for a fantastic day visit.

Baltimore

Metro Area Population*	2.8 million11
Median Household Income	$58,34912
Median Home Price	$335,00013
Median Monthly Rent**	$1,51414
Average Annual Rainfall	47.2"15
Unemployment Rate	2.8%16

^{*Metro area population numbers include the city together with the surrounding urban and suburban areas.
**Median monthly rent number is based on a two-bedroom apartment.}

Let’s see what other communities the Baltimore metro area has to offer.

Annapolis

With Baltimore being the most populated city in Maryland, you would almost expect it to be the state capital. But that honor belongs to Annapolis, which is about 30 miles to the south. Founded in 1649 and named for Queen Anne of Great Britain, Annapolis is even older than Baltimore. Local St. John’s College is one of oldest universities in America (founded in 1696!). Today, the old and new areas of the city live side by side, with the historic downtown district having the largest number of colonial-era buildings in the country.

Given its prime location along the Severn River as it spills into Chesapeake Bay, some of Annapolis’ main industries are maritime-related businesses (fishing, shipbuilding, transportation/shipping, etc.).¹⁷ Other industries include health care, manufacturing and tourism. And Annapolis’ seafaring industry is anchored by the United States Naval Academy, one of the city’s largest employers (other government entities also take top spots).¹⁸

The people of Annapolis (or Naptown, as they call it) also enjoy life on the water so much that Annapolis is known as the Sailing Capital of America. Sailboat races are held in the evenings during the summer, and Ego Alley is a prime cruising waterway for all kinds of boats. Landlubbers can find lots of shops and restaurants along the City Dock and Main Street areas of downtown. And don’t forget about the tours of the Naval Academy and museum, the Annapolis Maritime Museum & Park, and the World’s Largest Crab Feast.

Median Household Income	$97,21919
Median Home Price	$649,90020
Median Monthly Rent*	$1,93921
Average Annual Rainfall	47"22
Unemployment Rate**	2.5%23

^{*Median monthly rent number is based on a two-bedroom apartment.
**Unemployment rate is for all of Anne Arundel County.}

Columbia

Maryland may be a very old state, but believe it or not, parts of it are relatively new. The city of Columbia was founded in 1967 (that’s the 20th century—definitely a baby!) by developer and urban planner James Rouse. Rouse imagined a model city that was centered around people and community, and it looks like his vision came true. Because of its emphasis on community, Columbia is consistently placed on many “best places to live in the U.S.” lists.

When you think “planned community,” you might get Big Brother, Stepford Wives kind of vibes. But Columbia isn’t like that at all. It’s a city made up of 10 self-contained villages—each one having a different flavor and personality to suit both lifestyle and budget. The way these villages are laid out encourages neighborhood togetherness and social events like farmers markets and craft fairs. Columbia also has 3,600 acres of parks and greenspace in the city with six lakes, 123 hiking trails, and outdoor stages for summertime concerts. Speaking of which, the outdoor Merriweather Post Pavilion brings top musical acts to the area. And Toby’s Dinner & Show is a popular spot to see Broadway shows.

With its close proximity to government agencies in and around D.C., Columbia is fast becoming a center for technology and cybersecurity.²⁴ The top employer in the area is the Johns Hopkins Applied Physics Laboratory, which concentrates on military and aerospace technology and security.²⁵ Other top industries include education, government, health care, and manufacturing.²⁶

Median Household Income	$124,53727
Median Home Price	$500,00028
Median Monthly Rent*	$2,19329
Average Annual Rainfall	44.7"30
Unemployment Rate**	2.4%31

^{*Median monthly rent number is based on a two-bedroom apartment.
**Unemployment rate is for all of Howard County.}

Havre de Grace

When Revolutionary War hero the Marquis de Lafayette looked out on a little village called Harmer’s Town, where the Susquehanna River met the Chesapeake Bay, he said that it reminded him of a port town in his native France called Le Havre de Grace (“the harbor of grace”). So, the town was eventually incorporated as Havre de Grace (pronounced “haver”) in 1785. The name definitely fits the serene setting—it’s a peaceful place on the water with all the charm a small town has to offer.

And when we say peaceful small town, we mean it. Havre de Grace (or HdG) has no large retailers, malls or grocery stores. Now some folks might see that as a downside, but others might take that as a perk. Adding to the calm atmosphere is the mile-long promenade deck running up and down the southwest shore, near the Decoy Museum (Havre de Grace is known as the waterfowl Decoy Capital of the World). The downtown area has walkable streets, locally owned restaurants and shops, public art displays, and the 20,000-square-foot Seneca Cannery Antique Mall. And during the Fourth of July, you can park yourself on the shore and watch fireworks shoot from a barge in the bay while enjoying a treat from Bomboy’s Candy & Ice Cream.

As you can probably guess, tourism is a big industry in Havre de Grace, and the summer months are usually pretty busy with visitors from all over the Eastern Seaboard. Other area industries include military/government (mainly from the nearby Aberdeen Proving Ground), trade/transportation and education.³²

Median Household Income	$95,02533
Median Home Price	$400,70034
Median Monthly Rent*	$1,60035
Average Annual Rainfall	42.2"36
Unemployment Rate**	2.6%37

^{*Median monthly rent number is based on a total of all apartment types.
**Unemployment rate is for all of Harford County.}

Westminster

Founded in 1764, Westminster describes itself as “where history meets tomorrow.” Westminster was the place where, after the Revolutionary War, the Continental Congress signed the Articles of Confederation (call it the beta version of the U.S. Constitution). During the Civil War in 1863, a small battle in Westminster delayed additional Confederate forces from reaching Gettysburg and possibly helped the Union win that important battle. Pretty neat, right?

For all its historic claims to fame, Westminster remains a pretty humble, small town—a place out in the country where folks can find a peaceful life. If you’re looking for a place with lots of land that isn’t too far away from the city, Westminster is your stop. The charming downtown is the location for all of Westminster’s community events like Fall Fest, Art in the Park, the Irish Festival, and the Beer & BBQ Stroll (there are also several other “stroll” events throughout the year).

Job opportunities are all around in Westminster (though you may have to commute to neighboring towns for more tech-based positions). Carroll County Public Schools is the city’s largest employer, and education and local government are the top industries.³⁸ And just outside of Westminster are major employers like Carroll Hospital Center and Penguin Random House.

Median Household Income	$71,28639
Median Home Price	$485,00040
Median Monthly Rent*	$1,83041
Average Annual Rainfall	43.4"42
Unemployment Rate**	2.3%43

^{*Median monthly rent number is based on a total of all apartment types.
**Unemployment rate is for all of Carroll County.}

Best Places to Live in the Washington, D.C., Metro Area

Look, we know. Washington, D.C. isn’t technically part of Maryland. But let’s face it . . . most of the cities in this part of Maryland are essentially suburbs of D.C. (which is why they’re part of that metro area). On the other hand, D.C. was originally carved out of Maryland and Virginia in 1801—and Virginia got their portion back in 1846. So you could say that D.C. is like Maryland’s kid who broke away but still lives above the detached garage (and is still spending their money).

Being the nation’s capital, Washington is the center of government power in the U.S. Naturally, the job market is also dominated by government careers, but there are other sectors that are thriving in the area like transportation, finance and tourism.⁴⁴

Speaking of tourism, Washington is also a treasure trove of American history and culture, with dozens of famous monuments, memorials and museums that tell the story and honor the heroes of America. Many of those memorials are icons in their own right, like the U.S. Capitol or Lincoln Memorial—the site of Dr. Martin Luther King Jr.’s “I Have a Dream” speech. And sports fans can have a blast cheering for the local teams from all the professional leagues: the Commanders (NFL), Wizards (NBA), Nationals (MLB), Capitals (NHL) and D.C. United (MLS).

While Washington is full of amazing sights and history, much like Baltimore, it’s a very dangerous place to live. D.C. had the fifth-highest per capita murder rate in 2023, and other crimes like robbery, arson and car theft are also up.⁴⁵ D.C. is also an expensive place to live. These are two reasons why many people who work in the nation’s capital don’t live there and instead commute from cities in Virginia or Maryland.

Washington, D.C.

Metro Area Population*	6.4 million46
Median Household Income	$101,72247
Median Home Price	$604,30048
Median Monthly Rent**	$2,15949
Average Annual Rainfall	42.8"50
Unemployment Rate	5.2%51

^{*Metro area population numbers include the city together with the surrounding urban and suburban areas.
**Median monthly rent number is based on a two-bedroom apartment.}

So, let’s take a look at some of the best Maryland communities that surround Washington.

Bethesda

On to the northwest border of D.C. is Bethesda—a city as close to D.C. as you can get. It shares the capital’s fast-paced urban way of life, but still holds onto its historic small-town feel and sense of community. Bethesda’s origins date back to the early 1800s (it was named for the Bethesda Meeting House, a local church built in 1820), but most of its growth happened with the establishment of the Food and Drug Administration (FDA) and the National Institutes of Health (NIH). In fact, those government agencies are still the city’s top employers, followed by Walter Reed National Military Medical Center, Lockheed Martin, and Marriott International.⁵² And commuting to and from D.C. is a breeze thanks to the multiple Metro stops in Bethesda (sure beats sitting in D.C. traffic!).

While the job climate may be D.C. oriented, the small-town community feel comes from everything else. Bethesda has lots of features and events to make residents feel at home—from summertime concerts and a fine arts festival to its many parks, trails and bike routes. A favorite feature is the Capital Crescent Trail, a seven-mile foot and bike path from Bethesda to Georgetown. Bethesda Row, the city’s downtown, promotes community with over 700 retailers, boutiques, art galleries, wine bars and the local library.

One other thing to keep in mind: Bethesda is what’s referred to as “inside the beltway”—meaning within the ring of I-495 that surrounds D.C. This means that Bethesda is an expensive place to live (the closer you are to D.C., the more you pay for the convenience). As we’ve said, Maryland is already a high-cost state to live in and Bethesda is 47% above that!⁵³ We’re talking the expensive country club lifestyle (Bethesda has six country clubs). So, make sure you have a nice-paying job lined up before you consider Bethesda for your home.

Median Household Income	$185,54654
Median Home Price	$1.4 million55
Median Monthly Rent*	$2,28956
Average Annual Rainfall	42.8"57
Unemployment Rate**	2.6%58

^{*Median monthly rent number is based on a two-bedroom apartment.
**Unemployment rate is for all of Montgomery County.}

Frederick

With a forested mountain backdrop and a skyline dominated by 19th century buildings, Frederick might look like something out of an American history book. But within all those beautiful historic landmarks, you’ll find the second-largest city in Maryland—one that is oriented toward the future.⁵⁹ Specifically, Frederick is the northern anchor to Maryland’s I-270 technology corridor, and bioscience is among the city’s top industries.⁶⁰ Fort Detrick, a government medical research facility that hosts many entities like the National Cancer Institute, is the city’s top employer.⁶¹

But the City of Clustered Spires also embraces its past. Frederick has a 40-block historic district that preserves many of its oldest buildings (the city was founded in 1745). The historic district also includes the downtown area with over 200 shops, art galleries, breweries and restaurants. At the south end of downtown is Carroll Creek Linear Park, which follows the creek through a big chunk of the city. Over 70 other parks (including two giant state parks) are also in the city and surrounding area. With many of the downtown businesses facing Carroll Creek, the park also acts as a setting for many of Frederick’s community events like Oktoberfest. Fire and Ice is one of the city’s most famous events—with live fire performances and over 130 ice sculptures all over downtown.

Frederick is one of the more affordable cities in the D.C. metro area. But there are additional costs that aren’t as obvious, like a city tax that is levied against certain homes depending on which neighborhood they’re in.⁶² That’s right—a hidden tax only for certain houses. If you’re looking at Frederick as a possibility, make sure that you talk to your local real estate agent about which homes have this additional tax.

Median Household Income	$89,98163
Median Home Price	$498,00064
Median Monthly Rent*	$1,59965
Average Annual Rainfall	41.8"66
Unemployment Rate**	2.7%67

^{*Median monthly rent number is based on a two-bedroom apartment.
**Unemployment rate is for all of Frederick County.}

Rockville

You could think of Rockville as the ultimate happy medium. Located between Bethesda and Frederick along the I-270 technology corridor, Rockville isn’t as expensive as Bethesda (though it’s still up there), but not as rural as Frederick and the other Maryland cities to the north. Rockville is about 20 minutes from D.C. and is the second-to-last stop on the Red Line of the D.C. Metro (which means you can probably get a seat on busy workdays!). So, commuting into the district is pretty easy.

And being in the technology corridor means that lots of jobs in and around Rockville are in the biomedical, IT, health care, and government (employee or contractor) industries.⁶⁸ The largest employers in the Rockville area are actually local government entities followed by companies like Westat, Lockheed Martin and Choice Hotels.⁶⁹

Rockville prides itself on being “a city of neighborhoods,” and the local government works to foster a tight-knit community that everyone can call their hometown. Most of the community action takes place at the Rockville Town Square—an outdoor shopping complex with a huge greenspace that supports events like Lunar New Year and St. Patrick’s Day celebrations, as well as trick-or-treating, summertime concerts, and even ice skating! And the nearby Rock Creek Regional Park (which includes Lake Needwood and Rockville’s namesake creek) is a great place for outdoor activities like boating, hiking, camping and more.

Median Household Income	$122,47070
Median Home Price	$699,00071
Median Monthly Rent*	$2,61972
Average Annual Rainfall	43.3"73
Unemployment Rate**	2.6%74

^{*Median monthly rent number is based on a two-bedroom apartment.
**Unemployment rate is for all of Montgomery County.}

Waldorf

Downriver from D.C. about 23 miles into southern Maryland, Waldorf is a community that’s been growing by leaps and bounds in the last 40 years. Not an incorporated city (it’s supervised by Charles County), Waldorf was originally called Beantown and then renamed in 1880 for businessman and philanthropist William Waldorf Astor. For decades, Waldorf was a just a small farm town, but has since grown into the largest city in southern Maryland.

But with all the growth, Waldorf still retains some of its country roots. The city center has all the modern convinces like big retailers and large restaurant chains. But on the outskirts of the community, small family farms provide wonderful homegrown produce and activities like strawberry picking. And Waldorf is what’s known as a bedroom community—meaning that most of the residents work outside of Waldorf in D.C.

Waldorf has its share of recreation and history. You’ll find lots of parks and outdoor spaces to explore, including the Indian Head Rail Trail—a scenic 13-mile bike route created from an old railroad pathway that ends near Waldorf. The Capital Clubhouse provides year-round recreation like an NHL-size ice rink and a rock wall. And Waldorf’s most famous (or infamous) landmark is the Samuel Mudd House, where John Wilkes Booth got medical care from Dr. Mudd while on the run after assassinating President Abraham Lincoln in 1865.

Median Household Income	$111,45475
Median Home Price	$429,90076
Median Monthly Rent*	$1,98977
Average Annual Rainfall	41.9"78
Unemployment Rate**	3%79

^{*Median monthly rent number is based on a two-bedroom apartment.
**Unemployment rate is based on all of Charles County.}

Best Places to Live in Maryland Outside of Major Metro Areas

Not really into fast-paced life in the I-95 corridor? No worries! The Old Line State has lots of places to choose from—places that are definitely more out of the way, peaceful and rural. On the Delmarva Peninsula (named because three states share it: Delaware, Maryland and Virginia) across the Chesapeake from all the hoopla, you’ll find small towns dotting a relatively flat, rich land filled with farms and waterfront homes, be it on the bay side or the ocean side. Here are a couple of great places to look at.

Easton

Part rural town, part river town, part historic colonial village, Easton is a beautiful spot to settle, no matter what stage of life you’re in. Easton is one of those places people just don’t want to leave, so many of the homes have been owned by the same families for generations (the town was incorporated in 1790). It’s also a community of second homes for folks from places like New York. And since the town is situated on the water, there are quite a few waterfront homes.

Work wise, a lot of young professionals are migrating to Easton and commuting into nearby Annapolis. Nearer to home, the industry makeup in Easton includes health care (the University of Maryland Shore Medical Center is the biggest employer), manufacturing, agriculture and tourism.⁸⁰

Like many of Maryland’s small towns, Easton’s history is in its architecture—particularly in the historic downtown district. The old colonial buildings now house modern shops and restaurants, as well as the town’s celebrated arts scene. The Academy Arts Museum is the anchor, along with the Prager Family Center for the Arts and the Avalon Theatre. Many of the town’s events are also arts-centric, like the Plein Air Festival and the Waterfowl Festival. And the connection to Chesapeake Bay via the river means there’s always room for outdoor adventure on the water.

Metro Area Population*	37,66381
Median Household Income	$75,19882
Median Home Price	$577,44483
Median Monthly Rent**	$2,65084
Average Annual Rainfall	44.1"85
Unemployment Rate***	3%86

^{*Metro area population numbers include the city together with the surrounding urban and suburban areas.
**Median monthly rent number is based on all apartment types.
***Unemployment rate is for all of Talbot County.}

Salisbury

Now we come to Salisbury—known as the “comfortable side of coastal.” Located on the southern end of the Delmarva Peninsula, Salisbury is the largest city on Maryland’s Eastern Shore, and the fastest-growing city in all of Maryland.⁸⁷ No, it’s not the place where Salisbury steak was invented (that honor goes to New York and Dr. James Salisbury). But it has a lot going for it as far as industry goes, with health care and education taking the top employer spots.⁸⁸ Peninsula Regional Medical Center and Salisbury University are among the largest local employers.

As the city motto says, the vibe in Salisbury is comfortable, but it’s also multigenerational. The students from Salisbury University (where they definitely don’t learn how to make steak) inject a youthful energy into the town. Salisbury also attracts its share of families and retirees who love the peaceful, positive atmosphere. And this multigenerational melting pot comes together for community events—the largest of which is Third Friday, a monthly summertime street festival featuring live music and loads of local vendors. The Maryland Folk Festival is another big event where over 350 musicians descend on the town to perform and teach.

Nature lovers will find lots to do in Salisbury. The Wicomico River flows right through downtown, as well as Salisbury City Park and the Salisbury Zoological Park. Pemberton Historical Park preserves what the Maryland shoreline looked like before Europeans arrived. The city’s ideal location on the southern end of the Delmarva Peninsula makes it almost equal in distance between the Chesapeake and Atlantic shores. So you can choose which giant body of water to play in—not to mention all the nearby rivers and lakes.

Metro Area Population*	439,03189
Median Household Income	$53,30990
Median Home Price	$499,25091
Median Monthly Rent**	$1,28992
Average Annual Rainfall	45.4"93
Unemployment Rate	4.1%94

^{*Metro area population numbers include the city together with the surrounding urban and suburban areas.
**Median monthly rent number is based on a two-bedroom apartment.}

Best Places to Live in Maryland for Families

If you’re bringing your whole brood with you to Maryland, you’ll find an ideal place for kids to grow up. Many of the public school districts in Maryland are highly rated. And if you have a child with special needs, Maryland is also home to the Kennedy Krieger Institute—a facility in Baltimore dedicated to providing special needs medical care and education programs.

Annapolis
Bethesda
Columbia
Easton
Olney
Silver Spring

Best Places to Live in Maryland for Young Singles

In your 20s, and just got a government gig in D.C. or a techie job in the I-270 corridor? Look no further than some of these great communities where you’re always close to fun activities and a hopping nightlife.

Columbia
Easton
Frederick
Gaithersburg
Rockville

Best Places to Live in Maryland for Retirees

With some of the best health care available courtesy of Johns Hopkins and the University of Maryland, the Old Line State has great options for peaceful and fulfilling golden years. One thing you should probably look out for, however, are the taxes. Unless you’re over 65 and disabled (or have a spouse who’s disabled), Maryland taxes pension income over $36,200 (boo!). But you also get a $1,750 senior tax credit (yay!).⁹⁵

Berlin
Cambridge
Easton
Frederick
Salisbury
Westminster

Ready to Move to Maryland?

We bet you can just smell those crab feasts right now. Ready for a life near the sea (or on the land, whatever your choice)? A real estate agent can make the transition to the Old Line State a smooth one—guiding you through the process from start to finish. But not just any real estate agent will do. For a fast and easy way to find local Maryland agents, look no further than our network of RamseyTrusted agents.

We only recommend agents who know the area and are completely dedicated to helping you find the perfect place. And we trust them to take care of you the Ramsey way—with honesty and integrity.