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Show Some Customer Love
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Housing Market Trends
Stay on top of real estate trends so you’ll be confident in conversations with customers.
*Last update: January 9, 2025. Next scheduled update: February 11, 2025. Sources: Realtor.com® and Freddie Mac.
Total Homes for Sale
871,509
+22% year over year (December 2023)
The number of homes for sale has been growing year over year for a while now. But because some buyers are hesitant due to higher costs, houses are taking longer to sell, leading to a buildup of inventory. The upside? Buyers have more options to choose from, which could help balance the market and bring prices down.
Average 15-Year Fixed Mortgage Rate
5.93%
-0.10 month over month (November 2024)
Compared to November, the average 15-year fixed rate went down this month. If your clients are financially ready, now’s a great time to jump into the market. But only if they’re debt-free and have a fully funded emergency fund and a good down payment saved.
Median Home Price
$402,502
-3% month over month (November 2024)
There are more homes for sale than there are serious buyers right now, which has caused home prices to dip slightly for the second month in a row. If this trend keeps up, buying a home could become more affordable.
Median Days on Market
70
+9 days year over year (December 2023)
It takes longer to sell a home in the winter. Last month was no exception, with homes staying on the market for an average of 70 days—the longest we've seen since January 2023.
Stream: Real Estate the Ramsey Way
Want to know what resonates with our referrals? Check out Dave Ramsey’s podcast Real Estate the Ramsey Way, where you can brush up on our teachings and advice.
