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Don’t go into conversations empty-handed. Use these checklists to connect with prospects.
Housing Market Trends and Mortgage Rate Predictions
Stay on top of U.S. real estate trends so you’ll be confident in conversations with customers.
Average 15-Year Fixed
Mortgage Rate
5.48%
-0.03 month over month
Predicted 15-Year Fixed Mortgage Rate
5.08%
Expected rate by 2027
National Median
Listing Price
$399,950
-3.6% month over month
National Median
Days on Market
73
+9 days month over month
Median Listing Price
$577,000
-2% month over month
Median Listing Price
$375,700
-1% month over month
Median Listing Price
$299,450
-2% month over month
Median Listing Price
$497,000
-1% month over month
These figures represent a month-over-month comparison from November 2025 to December 2025. Last update: January 12, 2026. Next scheduled update: February 12, 2026. Sources: Realtor.com®, Freddie Mac and Fannie Mae.
Stream: Real Estate the Ramsey Way
Want to know what resonates with our referrals? Check out Dave Ramsey’s podcast Real Estate the Ramsey Way, where you can brush up on our teachings and advice.
