Who is Rachel Cruze?

I’m all about helping people get out of debt, take control of their money, and create a life they love! I can’t wait to cheer you on as you work toward your goals.

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Who is Rachel Cruze?

I’m all about helping people get out of debt, take control of their money, and create a life they love! I can’t wait to cheer you on as you work toward your goals.

YouTube Instagram TikTok Facebook X

Who is Rachel Cruze?

I’m all about helping people get out of debt, take control of their money, and create a life they love! I can’t wait to cheer you on as you work towards your goals.

Sponsored by Today, Time, Good Morning America, Fox News, CNN, Real Simple, and is a #1 New York Bestselling Author
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  • #1 New York Best Selling Author

Let me tell you my story.

Ramsey Family - 1994

Growing Up...

as Dave Ramsey’s daughter, it’s safe to say I learned how to handle money at a young age—how to give generously, save, and steer clear of debt. I learned a lot from my parents as they recovered from bankruptcy and started my dad’s business, Ramsey Solutions, from the ground up. My dad always made sure my siblings and I knew the importance of working hard to earn money. As I got older, I found out I’m actually a free spirit (as opposed to a budget-loving nerd) with a pretty strong tendency toward spending.

But once I got the hang of budgeting and telling my money where to go, I saw firsthand that a budget didn’t limit my freedom. It actually gave me freedom! And I became super passionate about helping others experience that same freedom.

Rachel Cruze Family & University of Tennessee

I got a Bachelor of Arts in communication from the University of Tennessee (go Vols!), married my amazing husband, Winston, and from there I joined the team at Ramsey Solutions. I also had my three precious and crazy kids, Amelia, Caroline and Charles, who I love more than anything.

Now, as a Ramsey Personality

and certified financial coach, I travel all over the country speaking and sharing practical guidance on getting out of debt, building wealth and more. I’m a big believer in exposing the toxic culture’s lies that people believe when it comes to their finances and giving people a clear plan they can put into action—because money doesn’t have to be stressful or confusing.

Photos of Rachel Cruze Now

A big part of this mission also includes writing books, hosting The Rachel Cruze Show on YouTube and podcast, co-hosting Smart Money Happy Hour with my friend George Kamel, and co-hosting The Ramsey Show (often with my dad!).

At the end of the day,

my favorite part about my job is that I have the privilege of showing people they can find hope, financial peace and true contentment—and I’m here to walk with you too!

Let me tell you my story.

Growing up

as Dave Ramsey’s daughter, it’s safe to say I learned how to handle money at a young age—how to give generously, save, and steer clear of debt. I learned a lot from my parents as they recovered from bankruptcy and started my dad’s business, Ramsey Solutions, from the ground up. My dad always made sure my siblings and I knew the importance of working hard to earn money. As I got older, I found out I’m actually a free spirit (as opposed to a budget-loving nerd) with a pretty strong tendency toward spending.

But once I got the hang of budgeting and telling my money where to go, I saw firsthand that a budget didn’t limit my freedom. It actually gave me freedom! And I became super passionate about helping others experience that same freedom.

I got a Bachelor of Arts in communication from the University of Tennessee (go Vols!), married my amazing husband, Winston, and from there I joined the team at Ramsey Solutions. I also had my three precious and crazy kids, Amelia, Caroline and Charles, who I love more than anything.

Ramsey Family 1994, Present Day Rachel Cruze with Family
Rachel Cruze as a Ramsey Personality

Now, as a Ramsey Personality

and certified financial coach, I travel all over the country speaking and sharing practical guidance on getting out of debt, building wealth and more. I’m a big believer in exposing the toxic culture’s lies that people believe when it comes to their finances and giving people a clear plan they can put into action—because money doesn’t have to be stressful or confusing.

A big part of this mission also includes writing books, hosting The Rachel Cruze Show on YouTube and podcast, co-hosting Smart Money Happy Hour with my friend George Kamel, and co-hosting The Ramsey Show (often with my dad!).

At the end of the day,

my favorite part about my job is that I have the privilege of showing people they can find hope, financial peace and true contentment—and I’m here to walk with you too!

Check out my shows!

The Rachel Cruze Show

Come hang out with me as we simplify all the complicated money topics and talk through practical tips.

Learn More
Smart Money Happy Hour

This is what you get when you mix two money experts with hot takes, pop culture and a splash of nostalgia.

The Ramsey Show

I have a blast co-hosting this show with Dave and the rest of the Ramsey Personalities.

Products

Resources

Here are some free resources to help you and your family take control of your money (and have fun in the process)!

  1. 14 Day Money Finder with spare change laying around

    14 Day Money Finder

    This two-week challenge will show you simple ways to find extra cash.

  2. Rachel Cruze holding a receipt for Grocery Savings Guide

    Grocery Savings Guide

    Save time and money every week (and take the stress out of meal planning) with this guide.

  3. Kids and Money

    Kids and Money

    This page has everything you need to help your kids learn good money habits.

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