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October 22, 2023

They're baaack! Student loan payments have started up again. But don’t get down—let Ramsey Personality Jade show you how to pay them off and fast.

Let's Do It

Don't Buy or Sell Without an Agent You Can Trust

There are RamseyTrusted real estate agents all over the country who are ready to help you win.

Find a Local Agent

In the News

Retail sales in September rose more than expected, despite the return of student loan payments. ¹If you're having trouble staying motivated to stick to your budget, here are 16 tips to help!
More than 40% of working Americans don't put any money into their 401(k). ²That's leaving a lot of compound interest on the table. See how that all works.
Social Security benefits are set to increase 3.2% next year. ³But that shouldn't be your only retirement plan. Find out how much money you need to retire.

Personal Growth

How to Stop Comparing Yourself to Others

You might not even know you're doing it, but you're definitely feeling it. Spending time comparing yourself to others is such as waste! Get Rachel Cruze's eight practical steps for leaving this bad habit behind.

Debt

The Truth About Credit Card Rewards

When's the last time you heard of a millionaire who got to where they are thanks to credit card reward systems? Never? Yup, us too. Learn why the risks trump the "rewards" of dealing with the credit system.

Watch: Best of The Ramsey Show

How Much Money Should I Be Taking Home?

Listen as Dave Ramsey and Dr. John Delony talk this pooper-scooper entrepreneur through figuring out how much money he should bring home in a doggy bag and what he should be saving for the future.

Retirement

What Is a Living Will and Do You Need One?

It might sound strange, but one way to improve your life is to make a plan for the end of it. Find peace of mind by learning the ins and outs of living wills and having one in place just in case.

Retirement

15 Ways to Achieve Financial Freedom

Retirement should feel like a reward after years of hard work—not something you can never reach. The best way to set yourself up for your retirement dream is to take these 15 steps to finding financial freedom now.

Home Buying

What Is a Reverse Mortgage?

It's a type of loan that lets you trade your home equity for a lump sum of cash, credit or a monthly payment. It's also a major rip-off. If you or someone you love is thinking about a reverse mortgage, read this warning.

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Ramsey Newsletter - 10/22/2023

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