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November 5, 2023

8 Types of Insurance You Can't Go Without

You may not love paying for insurance—but you'll be glad you did when you need it. Find out what kinds of coverage are essential for you to have and which ones you can skip!

Show Me

Get Great Deals on Christmas Gifts

With the $12 Sale, you can get your favorite Ramsey gifts like Questions for Humans Conversation Cards, The Total Money Makeover and Baby Steps Millionaires for as little as $12.

Shop the Sale

In the News

80% of Americans have just as much debt or more than they did last year. ¹If you're sick and tired of being broke, here are 28 ways to get out of debt.
There were about 9.6 million open jobs in October, an increase from the previous month. ²Here's how to write a cover letter that will get you noticed.
The Federal Reserve kept interest rates the same this month. ³When buying a house, these are some questions you'll want to ask.

Debt

Buy Now, Pay Later? Why Installment Payment Plans Are Hurting Your Wallet

Why wait if you can have it now with six payments of $35, right? You’ll pay it off in time . . . or will you? Find out the real cost of buy now, pay later schemes and why you should steer clear.

Retirement

What Are Index Funds?

Stock market terms seem like another language. Get the breakdown on index funds—what they are and their pros and cons.

Watch: Best of The Ramsey Show

"You Should Not Marry Her!"

Seven years in and he still won't commit! So what's the holdup that's making him hold out? Watch as Jade and John walk this caller through what he's choosing and how to move forward.

Home Buying

How Much Does It Cost to Build a House?

With housing prices skyrocketing, are you wondering if building a place of your own will save you a bundle? We did the research for you—from the types of land to the cost of putting in doors. Find out what it takes to construct your dream house.

Personal Growth

How to Be More Productive: 7 Tips

Imagine getting out your to-do list and checking off all the boxes one by one. If you laughed and said, "Yeah right," you probably need to check out our tips for making the most of your time.

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Ramsey Newsletter - 11/05/2023

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