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October 8, 2023

When you're in a money bind, it can make you feel hopeless and trapped. Don't panic—make a plan. Check out these tips for getting the cash you need saved up quick.

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Make an Investment Plan With a Pro

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In the News

A recent study showed most Americans have an unhealthy relationship with work. ¹ If you've gotten fed up with your job, here's how to find one you love.
The cost of food has gone up 4% over last year. ² Check out some of our favorite budget-friendly meal ideas.
Did you resell those concert tickets and make more than $600? The IRS is going to know, and you could owe taxes. ³ Need help doing your taxes? Work with a RamseyTrusted pro.

Retirement

Dave's Investing Philosophy

What the heck is the difference between a bull market and a bear market again? Getting information on how to invest can feel like you're learning a new language. Read Dave's straightforward, easy-to-understand and proven method for building wealth and winning with money.

Home Buying

Tips for First-Time Home Buyers

Buying a home is so exciting—but also slightly terrifying. Take the fear out of it by following these helpful guidelines for a stress-free first-time experience.

Watch: Best of The Ramsey Show

"We Can't Afford Our House Anymore!"

Dave and Rachel talk with a caller whose house payment has gone up to almost half her monthly income! Listen as they talk her through what to do next to find financial peace.

Personal Growth

8 Signs Your Life Is Too Busy

Burnout is real, and a life full of it ain't real fun. Check yourself against these eight signs to see if you're overdoing it, learn how to step back, and build a life you love living.

Budgeting

How to Prepare for a Recession

Don't let the news of a possible recession scare you. They're actually a natural part of the economy. Here's how you can be prepared (without going off the deep end).

Insurance

What to Look for During Open Enrollment Season

HSAs. 401(k)s. Insurance. They all have one scary thing in common: open enrollment. That's when you have to make a lot of important choices about funds and benefits that can affect your financial future. Don't worry—take a deep breath. Let's walk through it together.

Ramsey Newsletter - October 8, 2023

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