Health Insurance
Open Enrollment is Here!
Important Dates.
Health Trust Financial agents help you navigate the traditional health insurance market and find the right plan.
Medicare
Annual Enrollment Is Here!
Important Dates.
Find the right plan for the retirement you want with Chapter, the only Medicare advisor service we recommend.
Health Cost Sharing
Christian Healthcare Ministries (CHM) is cost sharing — not insurance. That means it lets you share medical bills with a community of fellow Christians. This might be right for you if:
- You’re struggling with health insurance premiums
- You’re self-employed, don’t have insurance options through work, or want to supplement your current coverage
- You’re a practicing Christian
Learn the Smarter Way to Do Health Insurance
Sign up to get Ramsey’s no-nonsense health insurance advice, including free access to Dave’s video from Financial Peace University (normally $80), plus guides and resources sent right to your inbox.
Health Insurance Important Dates:
- Nov. 1, 2024: Open Enrollment starts
- Dec. 15, 2024: Last day to enroll in or change plans for coverage to start Jan. 1.
- Jan. 15, 2025: Open Enrollment ends — last day to enroll in or change Marketplace plans for the year with coverage starting Feb. 1.
Medicare Important Dates:
- Oct. 1: Next Year’s Plans Released Publicly
- Oct. 15 – December 7: Annual Enrollment Period
- Jan. 1: New Coverage Period Begins
- Jan. 1 – Mar. 31: General Enrollment Period*
- Seven-Month Initial Enrollment Period Tied to your Birthday
*has penalties for signing up during this period if you missed other periods.