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Columbus City School District
As you choose a personal finance course for your district, know that Foundations in Personal Finance meets your requirements for students graduating in 2026. Our curriculum teaches high school students how to handle money the right way before entering adulthood.
See how Foundations in Personal Finance aligns with Ohio state standards.
Check out all the topics Foundations covers in the 13 chapters.
Explore the curriculum at your own pace with a video tour!
Columbus City School District
Cincinnati Public Schools
Cleveland Metro School District
Olentangy Local School District
South-Western City School District
Toledo Public Schools
Hillard City School District
Parma City School District
Lakota Local School District
Worthington School District
See why Foundations gives teachers so many advantages!
Our Course is Compatible With:
Angie Slayden
Account Executive
615.850.3560
angie.slayden@ramseysolutions.com
Joseph Anderson
Account Executive
629.223.6445
joseph.anderson@ramseysolutions.com
Scott Peña
Account Executive
629.235.0380
scott.pena@ramseysolutions.com
Angie Slayden
Account Executive
615.850.3560
angie.slayden@ramseysolutions.com
Joseph Anderson
Account Executive
629.223.6445
joseph.anderson@ramseysolutions.com
Scott Peña
Account Executive
629.235.0380
scott.pena@ramseysolutions.com
The Foundations in Personal Finance high school curriculum consists of 13 chapters of essential personal finance principles like how to budget, save, avoid debt, invest, be a wise consumer and much more!
Introduces the topic of personal finance, explores the evolution of credit and consumerism in America, and highlights the importance of both knowledge and behavior when it comes to managing money.
Dives into why budgeting is key to taking control of money—and how students can get started right now.
Emphasizes the importance of saving and explains three reasons why students should save money: emergencies, large purchases, and wealth building.
Identifies the dangers of debt, debunks some credit myths, explains the credit report and score, and provides practical strategies to get out of debt—and stay out.
Highlights the importance of being a smart consumer as part of a healthy financial plan, explains strategies to manage spending behavior, exposes common consumer scams, and identifies consumer rights.
Examines how students can find the right career path and create strategies to land a job they’ll love so they can thrive and enjoy their work. They’ll also discover tips for building a resumé and presenting themselves well during a job interview.
Explores the variety of educational options available after high school, highlights the dangers of student loans, and explains how students can pay cash for college and avoid student loan debt.
Explores the services provided by banks and credit unions, including the different options and features. Students will learn about responsible banking, how to manage their accounts, and the importance of keeping records.
Breaks down the purpose of insurance, explains how insurance works, shows how insurance protects a person’s assets, and highlights the eight basic types of insurance everyone needs to have in place.
Digs into a huge reality in life: If someone earns an income, they’re going to pay taxes. This chapter also breaks down the basics of different types of taxes—like sales, excise, and federal taxes—including how they impact a person’s income and spending.
Identifies the differences between renting and homeownership. Students will discover the financial costs related to having their own place to live, and they’ll learn what to do when they’re ready to buy a house.
Dives into the basics of preparing for retirement, investing for the future by understanding the stock market and mutual funds, and planning to live a life bursting with generosity.
Examines how the global economy impacts personal financial decisions and how different global economic systems influence decisions about goods and services that are used around the world.
Dave Ramsey is America’s trusted voice on money and business. As the founder and CEO of Ramsey Solutions, he has been teaching people how to take control of their finances, enhance their lives, and win with money for over 30 years. After battling his way out of bankruptcy and millions of dollars of debt, Dave set out to change the toxic money culture for the better through common sense, practical financial advice and education. He is the host of The Ramsey Show, the second-largest talk radio show in America. Dave’s eight national bestselling books include The Total Money Makeover, Baby Steps Millionaires and EntreLeadership. He has appeared on Good Morning America, CBS This Morning, Today, Fox News, CNN, Fox Business and many more.
Rachel Cruze is a two-time #1 national bestselling author, certified financial coach and host of The Rachel Cruze Show. Since 2010, Rachel has taught people how to get out of debt, take control of their money, build wealth, and have fun in the process. She has authored three bestselling books, including Smart Money, Smart Kids; Know Yourself, Know Your Money; and Love Your Life, Not Theirs.
George Kamel is a personal finance expert. Since 2013, he has served on the Ramsey team by speaking across the country and co-hosting The Ramsey Show and the Smart Money Happy Hour podcast. On his YouTube channel, George educates and entertains by exposing the financial system designed to keep people broke. George is on a mission to help people spend less, save more, and avoid money traps so they can build wealth and live life on their terms. He is the author of the bestselling book Breaking Free from Broke.
Ken Coleman is a two-time national bestselling author, host of The Ken Coleman Show and co-host of the nationally syndicated The Ramsey Show. Since 2014, he has served at Ramsey Solutions, where he offers expert advice to help people find a career they love, make more income, and win at work and in life. Ken has helped thousands of people identify what they do best, the work they love doing, and the results that matter deeply to them. He has authored several books, including The Proximity Principle and From Paycheck to Purpose.
Dr. John Delony is a bestselling author, mental health expert and host of The Dr. John Delony Show. He also serves as co-host of The Ramsey Show where he helps unpack the psychology behind finances. John has two PhDs and over two decades of experience in counseling, crisis response and higher education. He is the author of the bestselling books Building a Non-Anxious Life; Own Your Past, Change Your Future; and Redefining Anxiety. His goal is to help people navigate tough decisions, improve their relationships, and believe they are worth being well.
Kristina Ellis is a bestselling author who has helped thousands of students earn a debt-free education. She shares practical wisdom
from her personal experience of winning over $500K in college scholarships.
SSO & ROSTERING
Clever
Classlink
LMS'
Canvas
Schoology
72 Complete Activities
Highly Engaging Video Lessons
Auto-Graded Assessments
Turnkey Curriculum
Digital and Print Options
Available in English and Spanish
45-, 90- and 180-Day Pacing Guides
Curriculum Support and Training
Professional Development
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