Foundations in Personal Finance taught me that you don’t have to come from money to have money, you can start from nothing but if you work hard enough and you put your mind to it you can be financially free.
Elizabeth
High School Student
Our curriculum teaches high school students how to use money the right way with budgeting, saving, investing and so much more. Plus it has been adopted for standard and honors classes in Florida.
This curriculum meets Florida’s personal finance state standards!
Offered as both digital and print options, Foundations in Personal Finance is taught by Ramsey Personalities through engaging video lessons, case studies and activities.
Our curriculum teaches high school students how to use money the right way with budgeting, saving, investing and so much more. Plus it has been adopted for standard and honors classes in Florida.
This curriculum meets Florida’s personal finance state standards!
Offered as both digital and print options, Foundations in Personal Finance is taught by Ramsey Personalities through engaging video lessons, case studies and activities.
Features
• Auto-graded assessments
• Ready-to-teach lesson plans
• Highly engaging video lessons
Additional Resources
• Professional development
• 45-, 90- and 180- day pacing guides
• Curriculum support and training
• Help center
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Taking the Foundations in Personal Finance course has changed my thoughts on money drastically, I now see how important it is to have control over your money and where it is going.
Molly
High School Student
Students are saying this is legit. This is stuff we’re going to use. It blew my mind when I had an 18-year-old student that went and opened a Roth IRA on his own the day after we started the investment chapter.
Marcus
High School Teacher
I’ve learned so many things about college from just this class alone that have helped me tremendously. You’re going to learn stuff that’s going to be hard to forget once you graduate and leave class. It’s going to stick with you.
Bailey
High School Student
Our Foundations in Personal Finance curriculum has these Spanish language resources available:
Table of Contents
The Foundations in Personal Finance high school curriculum has 13 chapters. Click below to see each chapter’s contents.
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Chapter 1: Introduction to Personal Finance
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- Lesson 1: Personal Finance and You
- Lesson 2: A History of Credit and Debt
- Lesson 3: It’s Time for a Change
- Lesson 4: The Road to Financial Success
- Lesson 5: Financial Literacy
- Lesson 6: Money Personalities and Relationships
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Chapter 2: Budgeting Basics
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- Lesson 1: The Benefits of Budgeting
- Lesson 2: Components of a Budget
- Lesson 3: Building a Zero-Based Budget
- Lesson 4: Tracking Your Expenses
- Lesson 5: Making Budgeting a Habit
- Lesson 6: Relationships and Budgeting
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Chapter 3: Saving Money
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- Lesson 1: Saving Money Takes Discipline
- Lesson 2: Three Basic Reasons to Save
- Lesson 3: Saving for Emergencies
- Lesson 4: Saving for Large Purchases
- Lesson 5: Building Wealth
- Lesson 6: Compound Interest and Growth
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Chapter 4: Credit and Debt
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- Lesson 1: Beware of Credit and Debt
- Lesson 2: Sources and Types of Credit
- Lesson 3: Credit Scores and Credit Reports
- Lesson 4: The Truth About Credit Cards
- Lesson 5: The Truth About Car Loans
- Lesson 6: Getting and Staying Out of Debt
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Chapter 5: Consumer Awareness
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- Lesson 1: The Psychology of Sales
- Lesson 2: Buyer Beware
- Lesson 3: The Marketing Machine
- Lesson 4: Becoming a Smart Spender
- Lesson 5: Protecting Yourself as a Consumer
- Lesson 6: Your Spending Behavior
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Chapter 6: Career Readiness
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- Lesson 1: Work Matters
- Lesson 2: Resumé and Interview Basics
- Lesson 3: An Entrepreneurial Mindset
- Lesson 4: The Path to Your Dream Job
- Lesson 5: Exploring Career Options
- Lesson 6: Be a Lifelong Learner
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Chapter 7: College Planning
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- Lesson 1: The Path to Intentionality
- Lesson 2: Explore Your Options
- Lesson 3: Consider the Cost
- Lesson 4: Reduce Your Cost
- Lesson 5: Build Your College Resume
- Lesson 6: Maximize Your Investment
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Chapter 8: Financial Services
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- Lesson 1: The Purpose of Banks
- Lesson 2: Types of Financial Institutions
- Lesson 3: Your Banks Accounts
- Lesson 4: Responsible Banking
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Chapter 9: The Role of Insurance
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- Lesson 1: Insurance is Important
- Lesson 2: Auto Insurance
- Lesson 3: Homeowners and Renters Insurance
- Lesson 4: Health Insurance
- Lesson 5: Life Insurance
- Lesson 6: Other Types of Insurances
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Chapter 10: Income and Taxes
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- Lesson 1: What Happened to my Money
- Lesson 2: Taxes on Your Paycheck
- Lesson 3: Income Tax Basics
- Lesson 4: Filing Your Income Taxes
- Lesson 5: Taxes on Other Types of Income
- Lesson 6: Taxes on Things You Buy
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Chapter 11: Housing and Real Estate
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- Lesson 1: Living On Your Own
- Lesson 2: Renting Vs. Owning
- Lesson 3: Renting 101
- Lesson 4: Buying a House
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Chapter 12: Investing and Retirement
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- Lesson 1: Money For the Future
- Lesson 2: Understanding Investments
- Lesson 3: Investing Through Retirement Plans
- Lesson 4: Protecting Your Investments
- Lesson 5: Planning For Retirement
- Lesson 6: Outrageous Generosity
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Chapter 13: Global Economics
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- Lesson 1: Macroeconomics and Global Activity
- Lesson 2: Economic Systems
- Lesson 3: The U.S. Economy
- Lesson 4: Thinking Globally
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