The Workplace Wellness Study

We’ve surveyed employers and employees about financial wellness benefits to learn about their positive impact and measurable return on investment.

The Workplace Wellness Study

We’ve surveyed employers and employees about financial wellness benefits to learn about their positive impact and measurable return on investment.

What Is SmartDollar?

SmartDollar is an employee financial wellness benefit based on Dave Ramsey’s proven principles. These principles, called the Baby Steps, have helped millions of people ditch debt and save wisely over the last 30 years.

And it’s proven to work!

Additional Resources

Employee Retention Report

Employee Retention Case Study

This case study is based on an enterprise client’s weekly retention reports dating back to January 2019. The data reveals a positive correlation between length of employment and SmartDollar use. 

What Is SmartDollar Video

What Is SmartDollar?

It's the benefit that keeps employees from leaving their job. SmartDollar helps your team level up their financial IQ through access to engaging content and money tools.

Employee Turnover Data Sheet

Employee Turnover Data Sheet

Ramsey SmartDollar found that 67 out of 92 companies saw 27% less turnover on average with employees who used SmartDollar than those who didn’t.

Have Questions?

SmartDollar clients see the highest participation results with their employees when leaders get involved.

That means leaders working the Baby Steps alongside their team, offering incentives, celebrating small (and big) wins, and sending out the prewritten email invitations.  

And you don’t have to do it alone. Your dedicated relationship manager will help you encourage your employees to use SmartDollar—whether they’re in the office, in the field or in front of a classroom.

We can’t promise your whole team will sign up—but the ones who work the Baby Steps can change their lives!

Ready to change your employees’ lives? We are too! Let’s go.

With SmartDollar, your employees will have 24/7 access to easy-to-consume content, including the premium version of our budgeting app, EveryDollar, to track their money.

They can pay off debt (we’re looking at you, student loans!), save for life’s big emergencies, and finally get excited about their future.

Give your employees a benefit that will change their lives.

You’re not alone! You'll have a relationship manager dedicated to your company who’ll guide you through the implementation process, suggesting the best way to launch SmartDollar to your team. You’ll also have access to promotional materials inside your admin portal.

Plus, group and individual invitations will help you to quickly (and easily) get new employees signed up.  

You can absolutely use it too! Companies have higher success rates with SmartDollar when leaders work the plan.

This could be as easy as showing a SmartDollar video during your current meeting rhythms or more in depth like scheduling an hour once a month to watch a video, discuss progress, and celebrate together.

But SmartDollar isn’t a class, so even if watching content together isn’t an option, you and your employees can work the plan and access the tools anywhere, anytime.

Learn more about how SmartDollar serves you and your employees!

A lot of SmartDollar users are on the road, in the front of a classroom, on-site or somewhere other than sitting at a desk. That’s okay!

Your employees can access SmartDollar on a desktop or a mobile device so wherever they are, SmartDollar is too. Your dedicated relationship manager can also give you ideas to keep your employees encouraged and on track toward their money goals.

Yes! Our product is designed to serve Spanish-speaking employees through subtitles and accurate webpage translation. We also have Spanish-speaking coaches available, so they don’t have to miss out on valuable coaching sessions!

There isn’t another financial wellness benefit that matches what SmartDollar offers. We’re made to stand out from other benefits. Here’s why we’re different:  

  1. Content: We offer educational courses, situation-specific videos, articles, podcasts and more.  

  • Everything is produced by our Personalities who have a global presence, incredible personal finance experience (with their own relatable stories!), 26 national bestselling books, popular podcasts and more.  
     

  • It’s based on a proven methodology that has changed over 10 million lives in over 30 years—so you know it actually works!  
     

  • All content is written in an easy-to-understand and engaging way so anyone can learn and apply new skills to their financial situation.  

  1. Coaching:   Unlimited one-on-one coaching and live group coaching sessions allow your team members to connect with a coach who serves as an accountability partner for them. Every coach has a goal to create real behavior change with money for your employees.  

  • We have a variety of coaches—including Spanish-speaking coaches—so your employees can connect with someone they’re comfortable with.  

  1. Tools: SmartDollar has tons of built-in money tools to help your employees meet their goals. These tools include:  

  • EveryDollar, the top budgeting app in the App Store  
     

  • Ramsey SmartTax so your employees can file taxes for free (really!)  
     

  • Access to the only pros Ramsey Solutions trusts to serve you 
     

  • The Debt Snowball Calculator to help your employees easily track their debt payoff  
     

  • The Retirement Calculator so your employees can retire with confidence  
     

  • The Mortgage Calculator so your employees can plan for their dream homes  
     

  • Plus many other money tools and calculators!  

  1. Dedicated relationship manager: We have real, live humans here in Franklin, Tennessee, who are dedicated to serving you and your team. They’ll help you meet your participation goals and be your go-to contact for anything you need.

Bringing a multidimensional benefit like SmartDollar to your team helps everyone, no matter where they’re at in life. Let’s get started!

Everyone does! We serve hourly, salaried and even seasonal employees. Whether you work from home, at the office or on the road, SmartDollar is the best financial wellness benefit for your employees. We serve enterprise industries and even teams with just two employees. SmartDollar is here to serve you, no matter the size of your team.

See how SmartDollar can serve you!

We have a team of people who are dedicated to serving you and your employees. When you schedule a demo with us, a SmartDollar team member will highlight the key parts of our product that fit your specific needs and will answer any questions you have in a brief 30-minute virtual meeting.

We serve teams of all sizes with different needs and preferences. To best serve you, we need to learn about your team and put together custom pricing options that make the most sense for your business.

Schedule a meeting here with a SmartDollar team member to get started.

SmartDollar is an employer-sponsored financial wellness benefit. That means it’s completely free for your employees—a great reason to encourage them to get started.