The 2022 SmartDollar
Employee Benefits Study

Learn how employees feel about financial wellness benefits
from their employers, the financial concerns they're facing,
and other workplace trends impacting today’s full-time workforce.

Download Study Press Release

The 2022 SmartDollar
Employee Benefits Study

Learn how employees feel about financial wellness benefits from their employers, the financial concerns they're facing, and other workplace trends impacting today’s full-time workforce.

The Research

Ramsey Solutions conducted a study of more than 3,000 full-time American employees working at organizations with 25 to 3,000 employees and who receive benefits through their employer. The study covered topics including employee benefits, perceptions of and engagement with financial wellness benefits, employee financial and mental health, and other trends impacting today’s workforce.

Key Takeaways

Key Takeaways Combined


8 Key
Takeaways

Preview Image
Employees Worry About Personal Finances Daily


Employees Worry About
Personal Finances Daily

Distraction at Work Due to Financial Problems


Distraction at Work Due to
Financial Problems

Employees Wish Employers Offered More Resources 


Employees Wish Employers
Offered More Resources

1 in 4 Employees Have a Financial Wellness Benefit


1 in 4 Employees Have a
Financial Wellness Benefit 

Majority Agree Financial Wellness is Important


Majority Agree Financial Wellness
Is an Important Benefit 

Employees benefit from financial wellness


Employees Benefit From
Financial Wellness

Employees Are Experiencing Stress, Burnout, Overwhelm and Anger


Employees Are Stressed, Burned Out,
Overwhelmed, and Angry

Employees’ Mental Health is Impacting Their Work


Employees’ Mental Health Is
Impacting Their Work

The Research

Ramsey Solutions conducted a study of more than 3,000 full-time American employees working at organizations with between 25-3,000 employees and who receive benefits through their employer. The study covered topics including employee benefits, perceptions of and engagement with financial wellness benefits, employee financial and mental health, and other trends impacting today’s workforce.

Key Takeaways


Download all the key takeaways.

About Ramsey SmartDollar

SmartDollar is an employer-provided financial wellness benefit from Ramsey Solutions that helps employees budget, get out of debt, save for the future, and retire with confidence using Dave Ramsey’s 7 Baby Steps.

Employees Worry About Personal Finances Daily

Distraction at Work Due to Financial Problems

Employees Wish Employers Offered More Resources

1 in 4 Employees Have a Financial Wellness Benefit

Majority Agree Financial Wellness Is Important

Employees Benefit From Financial Wellness

Employees Are Stressed, Burned Out, Overwhelmed and Angry


Employees’ Mental Health Is Impacting Their Work