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Emergency Savings Protect Your Employees and Save your Business

Employees with emergency savings are 28% less likely to leave their job.1 And their productivity increases so much that they’re 16% more likely to get a promotion or raise at work too.2 Encouraging your employees to build their emergency savings is the first step toward boosting your business.

Enter your email to get the Emergency Savings Toolkit:

Our proven step-by-step plan to champion your team

SmartDollar’s Comprehensive Workplace Wellness Study

A Guide to Emergency Savings

An Emergency Savings is Just the Beginning—for Your Employees and Your Business
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The sooner your employees get out of debt and save money, the sooner your workforce is more productive, engaged and present at work.

At SmartDollar, we teach your employees how to save $1,000 in the first 30–45 days, compared to SecureSave’s promise of one year. Then, we teach them how to work a proven plan that’s helped millions of people get out of debt in the past 30 years.

Get the Emergency Savings Toolkit

Frequently Asked Questions

A financial wellness benefit is any program that helps employees manage their money better. That could include anything from financial coaching sessions to matching employee contributions toward retirement.

But at SmartDollar, we believe a financial wellness benefit should help employees build good money habits and eliminate debt—so they can finally take control of their money.

Ultimately, your employees need a plan they can follow that’ll lead to real progress and less money stress. That’s true financial wellness.

The companies who see the highest participation and the best results with SmartDollar are also the same organizations where leaders get involved. That means leaders working the program alongside their team, offering incentives, celebrating small (and big) wins, and sending out SmartDollar email invitations.

But you’re not alone. Your dedicated relationship manager will help you encourage your employees to use SmartDollar—whether they’re in the office, in the field or in front of a classroom. We’ll work together the entire time!

Check out these stats from the 2022 SmartDollar Employee Benefits Study:

  • 36% of employees have missed work due to a financial problem.

  • 45% of employees have been distracted at work by financial problems.

  • 51% of employees said money stress has negatively affected their mental health.

  • 73% of employees say they wish their employer offered more resources to help them manage their finances.

This is how your employees are currently living. But there’s hope! Because SmartDollar isn’t just any financial wellness benefit. SmartDollar can help employees build good money habits—like creating and sticking to a monthly budget, paying off debt, saving for the future, and building lasting wealth. And when your team isn’t worried about money, they’re free to really be present and productive at work.

With a financial wellness benefit like SmartDollar, business leaders notice:

  • Higher productivity: When your team isn’t worried about money, they’re free to really be present and productive at work.

  • Increased engagement: Offering benefits that provide life-change, especially financial change, can help increase engagement at work.

  • Lower absenteeism: With a financial wellness benefit to help them take control of their money, your team is less likely to call out of work.

  • Decreased turnover: SmartDollar clients have seen a 27% increase in how long SmartDollar users stay at their job compared to non-SmartDollar users.

  • Improved morale: Employees who have access to a financial wellness benefit are more likely to have higher morale than those who don’t.

  • More competitive recruitment and hiring: Employers who offer a financial wellness benefit are more competitive when recruiting and hiring new talent.

SmartDollar isn’t just another financial wellness benefit. It offers life-change and hope for your employees. Here’s how:

  1. Content: We offer educational videos, courses, articles, podcasts and more. Every piece of content comes from financial experts—with real-life experiences and stories—and is part of a proven financial plan that’s changed over 10 million lives in 30 years.

  2. Dedicated relationship manager: We have real humans here in Franklin, Tennessee, who are dedicated to serving you and your team. They’ll help you meet your participation goals and be your go-to contact for anything you need.

  3. Tools: SmartDollar has tons of built-in money tools to help your employees meet their goals. This includes:
    - EveryDollar, our easy-to-use budgeting app so your employees can stay on top of their money goals
    - Ramsey SmartTax so your employees can file taxes for free
    - The Debt Snowball Tool so your employees easily track their debt payoff
    - A Retirement Planner so your employees can retire with confidence
    - A Mortgage Calculator so your employees can plan for their dream home
    - And more!

  4. Coaching: Unlimited one-on-one coaching and live group coaching sessions allow your team members to work with a coach who serves as an accountability partner for them.   
    We have a variety of coaches—including Spanish-speaking coaches—so your employees can connect with someone they’re comfortable with.

Everyone does! We serve hourly, salaried and even seasonal employees. Whether your team works from home, at the office or on the road, SmartDollar is the best financial wellness benefit for your employees. We serve enterprise industries and even teams with just two team members. SmartDollar is here to serve you, no matter the size of your team.

See how SmartDollar can serve you!

Want to speak directly with a SmartDollar team member?

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