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Ramsey Solutions is your trusted source for the latest insights on topics like money, retirement and business.

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The State of Personal Finance in America Q3 2024

The latest edition of The State of Personal Finance report examines how Americans are handling their financial struggles and what they’re doing to brace for what they believe might come next—especially with an election looming.

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Retirement

Millennials and Retirement

Ramsey Solutions commissioned a 2016 survey of more than 1,000 U.S. adults to evaluate the state of retirement in America. In the first of a four-part series based on results from the survey, 38% of Millennials reported they already know how much money they’ll need to retire—essentially the same as Baby Boomers, 37%, and Generation X, 36%.

What Is Ramsey Solutions Research?

Ramsey Solutions' top-notch in-house research team has conducted reliable research that focuses on personal finance, retirement, behavior change, business and more. Nationally recognized speakers and publications frequently use our research to enhance their stories. Need help crafting your own story? We can help.