SmartDollar is an employee financial wellness program from Dave Ramsey. Following the 7 Baby Steps, employees can learn how to stick to a budget, get out of debt, save for the future, and retire with confidence. When employees win with money through SmartDollar, businesses will see the ROI in the form of better employee retention, improved productivity, less employee stress, and increased participation in the company retirement plan.

Employees get access to engaging content and tools to help them make progress with money and not just live paycheck to paycheck. Employers get a dedicated client service representative, a personalized client portal called SmartCenter to track employee progress, as well as tailored promotional materials to encourage participation.

• In January 2015, Ramsey Solutions launched SmartDollar.
• Millions of employees in thousands of companies across the U.S. are winning with money using SmartDollar.
• The average employee makes a $16,200 financial turnaround (debt paid + dollars saved) in the first year alone.