Get expert insights delivered straight to your inbox.

Skip to Main Content

Budgeting Tips for Single Moms

Career woman. The kids' taxi driver. Master of the budget. Grocery shopper, chef, and cleaner-upper.

Single moms carry these titles and more day in and day out. Talk about busy schedules filled with meaningful responsibilities!

Over the years, we've had a countless number of single moms call and write in with questions and success stories. Check out these tips for making the most of your monthly budget and cutting some stress out of your life. (Even if you're not single or not a mom, you can still adapt these tips to your family situation—that's what is so great about budgeting!)

Check weekly ads before going shopping.

This can be for food, clothes, vehicle maintenance or anything in between. Checking the ads can help you to save time and money.

Use coupons.

Using coupons is a great way to save money—especially when the item is on sale and you can get an even bigger discount! You can also print free grocery coupons online. Many stores, but not all, now accept coupons printed from online.

Take advantage of price matching policies.

Some stores will match the price of competitor ads and coupons. Find out which stores do this by looking at sales ads or asking the manager at the store.

Make chores fun for the whole family.

Financial Peace Jr. is an excellent way for your children to get involved and excited about their chores and the rewards hard work brings! Turn on some music and start spring cleaning room by room with them to make it fun for everyone!

Try Ramsey+.

Get the proven money plan that's already shown nearly 6 million people how to dump debt, save money and build wealth. You will also be in a place of safety to share your money victories with others on the journey to financial peace. Try today for free.

Spend time in prayer with your children.

Money problems often cause stress. Many times your children know when you are stressed and they feel the effects too. Take the time to pray and communicate with them in the midst of your busy schedule. This will bring unity, peace and comfort for both you and your children.

Start a free trial of Ramsey+ and take control of your finances!

Did you find this article helpful? Share it!

Ramsey Solutions

About the author

Ramsey Solutions

Ramsey Solutions has been committed to helping people regain control of their money, build wealth, grow their leadership skills, and enhance their lives through personal development since 1992. Millions of people have used our financial advice through 22 books (including 12 national bestsellers) published by Ramsey Press, as well as two syndicated radio shows and 10 podcasts, which have over 17 million weekly listeners. Learn More.